Part 91/135 Pilots
Resources and Advice Focused for Part 91/135 Pilots and their Families
Part 91/135 pilot families often face unique financial planning challenges due to variable income, diverse employment structures, and limited access to traditional employer-sponsored benefits.
Retirement savings options may include a company sponsored 401 (k), SEP IRA, SIMPLE IRA, Solo 401(k), Traditional IRA, Roth IRA, Backdoor Roth IRA, and Health Savings Account (HSA). Navigating these choices, along with insurance and other company benefits, can be complex—especially when plans vary by employer or are sourced independently.
At Leading Edge, we help you understand the nuances of each option and determine which strategies best align with your financial goals. Whether you’re managing fluctuating cash flow, optimizing for tax efficiency, or preparing for career transitions, we provide personalized guidance to help you execute a plan that supports both your lifestyle and long-term vision.
Our team understands the aviation lifestyle and offers tailored support to help you stay financially confident through every stage of your career.
Navigate Health Emergencies with Confidence
Aviation professionals face unique stressors – especially when it comes to maintaining their medical certification. Even minor health issues can lead to major financial consequences if you’re not properly prepared. As aviation families ourselves, we understand the stakes and the stress. Pilots have several ways to protect their income and their families from the financial impact of health emergencies. These include:
Short-term disability insurance
Long-term disability insurance
Loss of license coverage
Accrued sick time
Emergency savings
We work with pilot families to evaluate their options and create a tailored plan that fits their unique needs. And when a health emergency does occur, we’re here to help you navigate the financial side—so you can focus on recovery.
